The New WhatsApp Pay !

WhatsApp has launched its latest feature of WhatsApp Payments in partnership with National Payments Corporation of India (NPCI).

Here is everything you should know.

What is WhatsApp Pay ?

WhatsApp pay is an in-app payment feature that allows users to make transactions via WhatsApp to their contact list. It is a UPI based payments service that allows users to send and receive money.

How to enable WhatsApp Pay ?

To use WhatsApp Pay, user must initiate a payment to a contact. Once the request is received, the user can set up their UPI account on WhatsApp.

How Does It Works ?

You can directly send money through chat by tapping on the share file icon and selecting 'payment'. The Payment section is available on the shortcut menu. Users can check their transaction history and account details in that section.

The payment system works on the Unified Payments Interface (UPI), where fund transfers can be initiated without having to provide bank account details and IFSC code.

Accepted Modes of Transactions-

WhatsApp Pay allows users to send money only to their contacts after which it enables UPI ID. WhatsApp Pay users can enter UPI ID and ID .

Can Money be sent to people who are not in the contact list ?

Yes, Money can also be sent to users who are not in the contact list.

Is WhatsApp Pay safe?

WhatsApp is designed with a strong set of security and privacy principles, including entering a personal UPI Pin for each payment. Hence it safe and secured.

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